Many Nigerians still use small phones that cannot download banking apps. For these customers, USSD codes remain a simple and reliable way to send money, buy airtime, and check account balances without internet access.
By dialing a short code from the phone number linked to your bank account, you can carry out transactions anytime.
Major Bank USSD Codes
- Access Bank – *901#
- First Bank of Nigeria – *894#
- Guaranty Trust Bank – *737#
- Zenith Bank – *966#
- United Bank for Africa – *919#
- Ecobank Nigeria – *326#
- First City Monument Bank – *329#
- Fidelity Bank Nigeria – *770#
- Union Bank of Nigeria – *826#
- Polaris Bank – *833#
- Sterling Bank – *822#
- Wema Bank – *945#
- Keystone Bank – *7111#
Customers are advised to dial only from their registered phone numbers and never share their banking PIN.
USSD banking continues to provide easy financial access for Nigerians without smartphones or internet service.
